On Deck was founded to bridge the gap between traditional business loans and the high-priced alternatives. We’re a smarter option for the millions of businesses that just miss the cutoff or don’t have time to wait for traditional loans.
Your personal credit score is the primary factor considered by traditional lenders, but we know that it does not reflect your true success; sometimes it even exaggerates your struggles. In response, On Deck has developed an innovative way to look beyond these lending criteria. On Deck reviews your company’s cash flow to determine your eligibility, so that we can offer performance-based loans to businesses that were previously locked out of needed capital.