Retail Expansion Network (REN) operates PaidByCash, a patent pending e-commerce service with more than 60,000 affiliated retail stores nationwide that enables any online shopper to pay with cash with a Virtual MasterCard Card. We are dedicated to helping e-commerce sites reach the 100 million Americans who do not participate in internet retail – either because they lack a credit card, don’t trust giving their credit card over the internet or telephone, or simply prefer cash. Over a third of the country does not have easy access to credit cards, either because they are too young, have tenuous relationships with financial institutions (the 45 million Americans within 5% of their credit limit), or are reluctant to give their financial data over the web (many, many of us).

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